Naperville Lyft Accident Lawyer

Advocating for Lyft Accident Victims in Naperville

Naperville Lyft accident lawyer services are essential for anyone injured in a rideshare accident. Whether you were a passenger, another driver, or a pedestrian, an accident can lead to serious injuries, expensive medical bills, and time away from work.

At Rosenfeld Injury Lawyers, our experienced Naperville car accident attorneys help clients recover damages for their losses.

Verdicts and Settlements from Our Lyft Accident Cases in Naperville

With a proven history of securing fair compensation for rideshare accident victims, our Naperville rideshare accident lawyers have recovered millions for clients harmed by distracted driving, reckless rideshare drivers, and high-speed collisions, including:

$4,000,000 wrongful death settlement for the family of a passenger killed in a rideshare accident when the driver ran a red light, causing a fatal crash.
$2,855,000 settlement for a pedestrian struck by a rideshare vehicle while crossing the street in an urban area. The victim sustained a severe leg fracture, requiring two surgeries.
A $1,680,000 rideshare accident lawsuit was resolved for a motorcyclist who suffered a mild traumatic brain injury after being hit by a rideshare driver while they were dropping off a passenger.

Naperville Lyft accident lawyer assisting car crash victims with insurance claims.

Dedicated Legal Advocacy for Naperville Residents Harmed in Rideshare Accidents

At Rosenfeld Injury Lawyers, we are committed to fighting for individuals injured in rideshare accidents throughout Naperville and the surrounding areas of DuPage and Will Counties.

With years of experience handling personal injury claims, our legal team understands the challenges victims face when dealing with insurance companies, rideshare companies, and distracted drivers.

Our Naperville rideshare accident lawyers have successfully represented clients in complex accident cases, securing compensation for medical bills, lost wages, and other damages. We know how to investigate accident scenes, analyze insurance coverage, and build strong claims for those injured due to negligent driving.

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What You Should Know About Lyft’s Insurance Coverage in Illinois

After a Lyft accident, one of the most essential questions is whose insurance will pay for damages. Lyft provides coverage for its drivers, but the amount depends on the driver’s status at the time of the accident:

Offline: If the driver is not logged into the Lyft app, their personal insurance policy applies. Lyft provides no coverage in this situation.
Available, waiting for a ride request: Lyft provides limited liability coverage—$50,000 per person for bodily injury, $100,000 per accident, and $25,000 for property damage—if the driver’s personal insurance does not apply.
En route to pick up a passenger: Once the driver accepts a ride request, Lyft provides up to $1 million in liability coverage, plus uninsured/underinsured motorist protection in some instances.
Transporting a passenger: From the moment a passenger enters the rideshare vehicle until drop-off, Lyft provides $1 million in coverage, including protection against uninsured or underinsured drivers.

Laws and Regulations in Naperville That Impact Your Lyft Accident Claim

Several Illinois laws govern Lyft accidents, impacting how liability and insurance coverage are handled.

Under Illinois Rideshare Insurance Law (625 ILCS 57/1), rideshare companies like Lyft must provide specific insurance coverage for drivers based on their status in the app.

This includes $1 million in liability coverage when transporting passengers and limited liability coverage when waiting for a ride request. Lyft must also offer uninsured/underinsured motorist protection for passengers and victims.

Illinois follows a modified comparative fault system (735 ILCS 5/2-1116), meaning you can recover damages if you are less than 50% at fault for the accident. However, your compensation will be reduced by the percentage of your fault.

Personal injury attorney helping victims of rideshare car accidents navigate insurance claims.

How a Law Firm Can Help You Determine Driver’s Negligence

Determining liability in a Lyft accident can be complex, as multiple parties may be responsible.

Driver’s negligence—If the Lyft driver was speeding, engaging in distracted driving, or violating traffic laws, they may be liable for the accident.
Vicarious liability—In some cases, the rideshare company can be held responsible if the driver was actively working for Lyft when the accident occurred.
Negligent hiring—If a rideshare company allows a driver with a history of reckless behavior or DUIs to operate under its platform, it may be responsible.
Other drivers—Their coverage would apply if another motorist caused the crash.
Third-party liability—In some cases, a vehicle manufacturer or government agency responsible for road maintenance could also be liable.

A car accident lawyer can help prove liability by reviewing police reports, gathering witness statements, and working with accident reconstruction experts. They can also analyze insurance policies to determine coverage and negotiate with insurance companies to seek compensation.

Common Injuries in Naperville Lyft Car Crash Accidents

A Lyft accident can result in severe injuries, requiring extensive medical treatment and recovery time. Common injuries include:

Whiplash and neck injuries
Spinal injuries
Concussions and traumatic brain injuries (TBIs)
Broken bones and fractures
Lacerations and soft tissue injuries
Internal injuries

In addition to physical harm, many victims experience emotional distress and PTSD, leading to anxiety, depression, nightmares, or a fear of driving that disrupts daily life.

What to Do After a Lyft Accident in Naperville

If you are involved in a Lyft accident, taking the proper steps can protect your health and legal rights.

First, prioritize safety by checking for injuries and moving to a safe location.
Call 911 to report the accident and request emergency assistance.
If you can, gather information, including driver details, witness contacts, and insurance information.
Document the scene with photos and videos.
Even if injuries seem minor, seek medical attention immediately.
Report the accident to Lyft if you were a passenger.
Avoid admitting fault or discussing details with insurance companies before speaking with a Lyft accident lawyer.

How Our Personal Injury Lawyer Investigates Your Naperville Lyft Accident Claim

A thorough investigation is essential to building a strong Lyft accident claim. Our Naperville personal injury lawyers start by obtaining the Naperville Police Department accident report, which provides key details about the crash.

We also collect evidence from Lyft, including driver records, trip data, and insurance information. Witness statements are collected to support your case, and if needed, we work with accident reconstruction experts to analyze vehicle damage, road conditions, and crash dynamics.

By thoroughly reviewing all available evidence, we build a case to hold the at-fault driver and any responsible rideshare companies accountable for your injuries.

Naperville car accident law firm handling insurance claims for injured victims.

Potential Compensation in a Naperville Lyft Accident Case

If you were injured in a Lyft accident, you may be entitled to compensation for damages, including:

Medical expenses
Lost wages and reduced earning capacity
Property damage
Pain and suffering
Disability and disfigurement
Loss of enjoyment of life

In tragic cases, families of victims who lost their lives in a Lyft accident may pursue wrongful death damages for funeral expenses, loss of financial support, and emotional suffering.

How a Car Accident Lawyer Determines The Value of Your Lyft Claim

The value of a Lyft accident claim depends on several factors, including the severity of your injuries, financial losses, and the impact on your daily life. The available insurance policies, including Lyft’s rideshare insurance and the negligent driver’s coverage, can also affect your compensation.

Additionally, your compensation may be reduced under Illinois’ comparative fault laws if you are partially at fault. A Lyft accident lawyer will evaluate key criteria to determine how much compensation you may be entitled to recover.

Why You Need a Naperville Lyft Accident Attorney

Hiring a Lyft accident lawyer can significantly affect your case. Rideshare accidents involve complex insurance issues, as both the at-fault driver’s and Lyft’s rideshare insurance may apply. An experienced attorney understands these policies and can determine which coverage should compensate you for your injuries and losses.

Additionally, insurance companies often try to minimize settlements or deny claims altogether. A Naperville car accident attorney will handle negotiations and, if necessary, take your case to court to ensure you receive fair compensation.

Consult a Naperville Lyft Accident Attorney Near You!

Jonathan Rosenfeld, Chicago Personal Injury Lawyer

If you were injured in a Lyft accident, you deserve an experienced legal team that will fight for your rights. We at Rosenfeld Injury Lawyers have a strong track record of helping rideshare accident victims recover compensation for their injuries and losses.

Our Naperville personal injury attorney team understands the complexities of insurance in rideshare accidents and will handle the legal process while you focus on healing. We work on a contingency fee basis, meaning you pay nothing unless we win your case.

To schedule a free consultation, call us at (888) 424–5757 or fill out our contact form.

⭐⭐⭐⭐⭐

“Had a car accident and was so glad he was recommended to me. Very satisfied with my experience. Highly recommended!”

— MARY CONTRERAS

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